Saturday 2 November 2019

India’s Nuclear Power plants hacked !

After denying reports of a system malware infection Tuesday, the Nuclear Power Corporation of India Limited (NPCIL) admitted yesterday that it had indeed been hacked.

“Identification of malware in NPCIL system is correct,” read a Wednesday statement. “The matter was conveyed by CERT-In [India’s national computer emergency response team] when it was noticed by them on September 4, 2019.”

Big Hack

The hack represents yet another example of broad infosec vulnerabilities in critical power systems. Hacker groups have previously infiltrated power grids in Europe and North America in the past. In 2017, hackers targeted nuclear facilities in the U.S. as well.

“The investigation revealed that the infected PC belonged to a user who was connected in the internet connected network for administrative purposes,” the statement read. It also claimed the hack was “isolated from the critical internal network,” and that plant systems were not affected.

North Korean Malware

The malware identified as a version of “Dtrack,” which is backdoor trojan software reportadly developed by the Lazarus Group, North Korea’s state-owned hacking unit. It was first discovered by the Kaspersky Global Research and Analysis Team in September and can be used to upload and download files to target systems.

And there may other targets as well. Threat analyst Pukhraj Singh, who reported the breach to India’s National Cyber Security Coordinator, called the malware attack a “casus belli” — an act of war — in an interview with Ars Technica thanks to a still unknown “second target, which I can’t disclose as of now.”

READ MORE: Indian nuclear power plant’s network was hacked, officials confirm [Ars Technica]

Saturday 19 October 2019

5G makes your internet fast but may double the chance of getting cancer!!

As 5G cellular network tech looms, conventional wisdom dictates that cell phone radiation is more or less safe or less safe for humans.

But writing for the widely respected magazine Scientific American, University of California, Berkeley, public health researcher Joel Moskowitz argues that we don’t yet understand the risks — and that more study is necessary before we roll out 5G infrastructure.

Moskowitz’s main concern: there just isn’t any research on the health effects of 5G. But he also points to a swathe of studies a swathe of studies that suggest that the existing standards 2G and 3G are more dangerous than generally believed.

“Meanwhile, we are seeing increases in certain types of head and neck tumors in tumor registries, which may be at least partially attributable to the proliferation of cell phone radiation,” he wrote in SciAm. “These increases are consistent with results from case-control studies of tumor risk in heavy cell phone users.”

It’s hard enough to quantify the health effects of things that have already been deployed, nevermind an upcoming technology. But in SciAm, Moskowitz argues that regulators should listen to the 250 doctors and scientists who recently signed the 5G appeal, a petition for a moratorium on public rollout of the tech until the health implications are better understood.

“As a society, should we invest hundreds of billions of dollars deploying 5G, a cellular technology that requires the installation of 800,000 or more new cell antenna sites in the U.S. close to where we live, work and play?” he asked. “Instead, we should support the recommendations of the 250 scientists and medical doctors who signed the 5G Appeal that calls for an immediate moratorium on the deployment of 5G and demand that our government fund the research needed to adopt biologically based exposure limits that protect our health and safety.”

Saturday 12 October 2019

Definition of God

This is perhaps the best definition of God that I have come across. It’s so true......Read on........๐Ÿ‘‡๐Ÿป

*”Did you know that when Einstein attended some conferences in the numerous universities of the USA, the recurring question that the students asked him was:*

*Do you believe in God?*

*And he always answered: I believe in the God of Spinoza.*

*For the ones who haven't read Spinoza, I hope this will give them an idea.*

*Baruch De Spinoza was a Dutch philosopher, of Portuguese Jewish origin, considered one of the great rationalists of his time along with the French philosopher, Rene Descartes. Spinoza was born in Amsterdam in the 17th century of a businessman father who was successful but not wealthy.*

*This is the nature of the God of Spinoza:*

*God would have said:*

*"Stop praying and giving yourselves blows on your chests, what I want you to do is to go out into the world to enjoy your life.*
*I want you to enjoy, to sing, to have fun and enjoy everything I've done for you.*

*Stop going to those gloomy, dark and cold temples that you built yourself and that you call my house.*

*My home is in the mountains, in the forests, the rivers, the lakes, the beaches. That's where I live and express all my love for you.*

*Stop blaming me for your miserable life; I never told you that you were a sinner.*

*Stop being so scared. I do not judge you, nor criticize you, nor am I ever angry with you, nothing bothers me, nor do I devise punishment. I am pure love.*

*Stop asking me forgiveness, there's nothing to forgive. If I made you... I filled you with passions, pleasures, feelings, needs, limitations, inconsistencies... of free will, how can I blame you if you do or say something out of that what I put in you? How can I punish you for being as you are, if I'm the one who made you? Do you think I could create a place to burn all my children who misbehave, for the rest of eternity?*

*What kind of God can do that?*

*Forget about any kind of commandments, of any kind of laws; those are wiles to manipulate you, to control you and only to create guilt in you.*

*Respect your peers and don't do to others what you don't want for you. The only thing I ask is that you pay attention in your life, that your alert status is your guide. This life is the only thing there is, here and now, and the only thing you need.*

*I have made you absolutely free, there are no prizes or punishments, there are no sins or virtues, no one carries a marker, no one carries a record.*

*You are absolutely free to create in your life a heaven or hell.*

*I couldn't tell you if there's anything after this life, but I can give you a tip. Live as if there wasn't.*

*As if this was your only chance to enjoy, to love, to exist.*

*So, if there is nothing, then you will have enjoyed the opportunity I gave you. And if there is, be sure that I will not ask you if you behaved well or not. I will ask you - Did you like it?... Did you have fun?... What did you enjoy the most? What did you learn?...*

*Stop believing in me; believe is to assume, guess, imagine. I don't want you to believe in me; I want you to feel me when you kiss your beloved, when you play with your little girl, when you love your dog, when you bathe in the sea.*

*Stop praising me. What kind of egotistical God do you think I am?*

*I'm bored of your praise, I'm fed up with thanks. Do you feel grateful? Prove it by taking care of yourself, your health, your relationships, the world around you. Do you feel  overwhelmed?... Express your joy! That's the way to praise me.*

*The only thing sure is that you are here, that you are alive, that this world is full of wonders.*

*What do you need more miracles for? Why so many explanations?*

*Don't look for me outside, you won't find me. Find me inside... I'm beating in there for you."*

*Baruch De Spinoza.”*

Thursday 26 September 2019

BMW thinks their self driving cars could be better use for Sex !!

Autonomous driving will bring us a number of freedoms. Passengers will be able to watch movies, read newspapers — if they still exist — or play video games while the AI drives.

But BMW thinks being chauffeured by a self-driving car can get a whole lot more exciting than that. The German carmaker released — and then promptly deleted — an ad called “New Moments of Joy,” about a future where people can have sex inside their self-driving BMW version iNext cars.

Sexual Interstate

The racy ad was uploaded to BMW’s futuristic sub-brand BMWi’s Twitter account on Monday, but has since been taken down.

It’s unclear why exactly BMW removed the ad, but here are a couple of hints as to why they might have: encouraging people to drive without wearing seat belts isn’t exactly the best idea in 2019, despite a warning in the ad noting that it’s “a demonstration only” and that “BMW does not offer self-driving cars.”

Future Shock

Companies like Tesla have come under increased scrutiny for advertising self-driving features of their vehicles that might mislead customers about the tech’s limitations.

Or was it the raciness of the ad that raised one too many eyebrows? It’s a controversial ad that was bound to start a conversation about the future of self-driving. And it makes a good point: why stop at reading a book or watching Netflix while inside the car? Perhaps the world just wasn’t ready for that vision.
READ MORE: BMW ad hints in-car sex is part of our self-driving future [CNET]

Saturday 21 September 2019

The entire Galaxies are dying, Astrophysicists warn the scientific society!

Stripped of their ability to produce new stars, the unfortunate galaxies are stuck in time, slowly vanishing as their existing stars fade away or die in violent supernovas.

Now a team is investigating the nearby Virgo Cluster to figure out what’s going on in hopes that similar phenomena are happening there, project leader and McMaster University astrophysicist Toby Brown writes in The Conversation. Brown suggests that galaxies are being killed as they interact with the extreme conditions of tightly-packed galaxy clusters — but he’s not sure why.

Narrowing Down

To clarify, when Brown writes that “in the most extreme regions of the universe, galaxies are being killed,” he doesn’t mean that they’re suddenly vanishing. Rather, the formation of new stars within them is being shut down by yet-undetermined factors.

So far, Brown’s team has arrived at two possibilities, and Brown hopes that using advanced telescopes to probe the still-forming Virgo Cluster will tilt the scales one way or another.

Cosmic Starvation

The first possibility is called ram pressure stripping, a process through which all of the gas that a galaxy would use to form stars is vacuumed away by nearby intergalactic plasma. The other is that the environment inside a galactic cluster simply becomes too hot for cosmic gases to cool and condense into stars, rendering it useless as fuel.

“When you remove the fuel for star formation, you effectively kill the galaxy,” Brown writes, “turning it into a dead object in which no new stars are formed.”

READ MORE: Something is killing galaxies, and scientists are on the case [The Conversation]

Wednesday 11 September 2019

We might soon be able to communicate telepathically

At least, that’s the gist of a new report about neural implant technology by the Royal Society, that was reviewed by The Independent. The document hypes some of the more exciting things brain-computer interfaces could make possible, but also warns that brains hooking to the computers ( watching too many SciFi movies!!) could also compromise individual privacy.

“Not only thoughts, but sensory experiences, could be communicated from brain to brain,” the report reads. “Someone on holiday could beam a ‘neural postcard’ of what they are seeing, hearing or tasting into the mind of a friend back home.” - Little bit of exaggeration.... Do you guys think that way? 

To make sure that these neural implants of the future are used to benefit people and society, the Royal Society is calling for a government probe into the tech, The Independent reports. Otherwise, companies like Facebook and Tweeter that are already working on their own systems will be able to dictate how the tech is used on their own terms.

“They could bring huge economic benefits to the UK and transform sectors like the NHS, public health and social care,”  report co-chair Christofer Toumazou from Imperial College of London told The Independent. “But if developments are dictated by a handful of companies then less commercial applications could be side-lined. That is why we are calling on the government to launch a national investigation”

READ MORE: Brain-Computer Interface Will Make People Telepathic, Scientists Say [The Independent]

Sunday 1 September 2019

Devil.... the old friend !

The Devil......

He had bright eyes,
But no hair.
Light skin
But dark in mind...

An........
Alluring voice,
Pleasing appeal,
Infectious laugh,
Esoteric brain,
But dark in heart.

He was
Cut from different cloth
The one everyone wanted.
Forever, subjugating 
Others life and is a swamp
To saw the seeds of trust.

He made us move away from others
Saying untold stories of lies 
Made-up untruth tales of my friends 

And when we ended I realised that

"I sat with the devil,
I laughed with the devil,
I sang with the devil,
I played with the devil......"

I warn you....
You will be his next prey
Believe me...
He is an evil Predator
The gift of the 'Devil'.

Friday 23 August 2019

HOMINEM 19

เดฌ്เดฐിเดŸ്เดŸเดจിเดฒെ เดธ്เดตเดคเดจ്เดค്เดฐเดšിเดจ്เดค เด•ൂเดŸ്เดŸാเดฏเดฎเดฏാเดฏ esSENSE UK  เดฏുเดŸെ เดจേเดคൃเดค്เดตเดค്เดคിเตฝ, HOMINEM'19 second edition เดŽเดจ്เดจ เดช്เดฐเดญാเดทเดฃเดชเดฐเดฎ്เดชเดฐ, เดธെเดช്เดฑ്เดฑംเดฌเตผ 14-เดจ് เดฒเดฃ്เดŸเตป เดˆเดธ്เดฑ്เดฑ് เดนാം เดŸ്เดฐിเดจിเดฑ്เดฑി เดธെเดจ്เดฑเดฑിเตฝ เดตเดš്เดš് เดจเดŸเดค്เดคเดช്เดชെเดŸുเดจ്เดจു. เดธെเดช്เดฑ്เดฑംเดฌเตผ 15 -เดจ് Newcastle Upon Tyne-เตฝ เดตเดš്เดšും เด‡เดคെ เดช്เดฐเดญാเดทเดฃ-เดชเดฐเดฎ്เดชเดฐ เดจเดŸเดค്เดคเดชെเดŸുเดจ്เดจเดคാเดฏിเดฐിเด•്เด•ും.

เดฎുเด–്เดฏเดช്เดฐเดญാเดทเด•เดจാเดฏി เดŽเดค്เดคുเดจ്เดจเดค്, เด•േเดฐเดณเดค്เดคിเดจ്เดฑെ เดธാเดฎൂเดนിเด•-เดธാംเดธ്เด•ാเดฐിเด• เดจเดตോเดฅാเดจ เดฎേเด–เดฒเดฏിเตฝ เดเดฑ്เดฑเดตും เด•ൂเดŸുเดคเตฝ เด‡เดŸเดชെเดŸเดฒുเด•เตพ เดจเดŸเดค്เดคുเด•เดฏും, เดซാเดธിเดธเดค്เดคിเดจും, เดฆേเดถീเดฏเดคเด•്เด•ുเดฎെเดคിเดฐെ เดช്เดฐเดคിเดฐോเดงเด™്เด™เตพ เด•െเดŸ്เดŸിเดช്เดชെเดŸുเด•്เด•ാเตป เด“เตผเดฎเดช്เดชെเดŸുเดค്เดคുเด•เดฏും เดšെเดฏ്เดคുเด•ൊเดฃ്เดŸിเดฐിเด•്เด•ുเดจ്เดจ Dr เดถ്เดฐീ. เดธുเดจിเตฝ เดชി เด‡เดณเดฏിเดŸം เด†เดฃ്. 

เด•ാเดฒเดŸി เดถ്เดฐീ เดถเด™്เด•เดฐാเดšാเดฐ്เดฏ เดธംเดธ്‌เด•ൃเดค เดธเตผเดตเด•เดฒാเดถാเดฒเดฏിเดฒെ เดฎเดฒเดฏാเดณ เดตിเดญാเด—ം เดช്เดฐൊเดซเดธเตผ, เดธാเดนിเดค്เดฏ เดตിเดฎเตผเดถเด•เตป, เดตിเดตിเดงเดฎേเด–เดฒเด•เดณിเดฒാเดฏി เดชเดคിเดจเดž്เดšോเดณും เดชുเดธ്เดคเด•เด™്เด™เดณുเดŸെ เดฐเดšเดฏിเดคാเดต്, เดช്เดฐเดญാเด•്เดทเด•เตป, เดŽเดจ്เดจീ เดจിเดฒเด•เดณിเตฝ เดถ്เดฐീ เดธുเดจിเตฝ เดชി เด‡เดณเดฏിเดŸം เด†เดงുเดจിเด• เด•േเดฐเดณเดค്เดคിเดจ്เดฑെ เดจเดตോเดฅാเดจ เดšിเดจ്เดคเด•เดฐിเตฝ เดฎുเตปเดจിเดฐเดฏിเตฝ เดจിเตฝเด•്เด•ുเดจ്เดจ เด’เดฐു เดต്เดฏเด•്‌เดคിเดค്เดตเดฎാเดฃ്. เดธാเดนിเดค്เดฏเดตിเดฎเตผเดถเดจเดค്เดคിเดจും, เดตൈเดœ്เดžാเดจിเด•เดธാเดนിเดค്เดฏเดค്เดคിเดจുเดฎുเดณ്เดณ เด•േเดฐเดณ เดธാเดนിเดค്เดฏ เด…เด•്เด•ാเดฆเดฎിเดฏുเดŸെ เด…เดตാเตผเดกുเด•เตพ, เด•เดฒാเดตിเดฎเตผเดถเดจ เดฎേเด–เดฒเดฏിเดฒെ เดธเดฎเด—്เดฐ เดธംเดญเดตเดจเดฏ്เด•്เด•ുเดณ്เดณ เด•േเดฐเดณ เดฒเดณിเดคเด•เดฒാ เด…เด•്เด•ാเดฆเดฎിเดฏുเดŸെ เด•േเดธเดฐി เดฌാเดฒเด•ൃเดท്เดฃ เดชുเดฐเดธ്เด•ാเดฐം, เดŽം. เดŽเตป. เดตിเดœเดฏเตป เดธ്เดฎാเดฐเด• เด…เดตാเตผเดก്.....เดŽเดจ്เดจിเด™്เด™เดจെ เดจിเดฐเดตเดงി เด…ംเด—ീเด•ാเดฐเด™്เด™เตพ เดจเตฝเด•ി เด•േเดฐเดณം เดถ്เดฐീ เดธുเดจിเตฝ เดชി เด‡เดณเดฏിเดŸം เดŽเดจ്เดจ เดฌเดนുเดฎുเด– เดช്เดฐเดคിเดญเดฏെ เด†เดฆเดฐിเดš്เดšിเดŸ്เดŸുเดฃ്เดŸ്.

เด•േเดฐเดณ เด‰เดจ്เดจเดคเดตിเดฆ്เดฏാเดญ്เดฏാเดธ เด•ൗเตบเดธിเตฝ เด…ംเด—ം, เดธാเดนിเดค്เดฏ เด…เด•്เด•ാเดฆเดฎി เดœเดจเดฑเตฝ เด•ൗเตบเดธിเตฝ เด…ംเด—ം, เดฎเดนാเดค്เดฎാเด—ാเดจ്เดงി-เด•ൊเดดിเด•്เด•ോเดŸ്-เด•ാเดฒเดŸി  เดธเตผเดตเด•เดฒാเดถാเดฒเด•เดณിเตฝ เดชി. เดœി. เดฌോเตผเดก് เด“เดซ് เดธ്‌เดฑ്เดฑเดกീเดธ്‌ เด…ംเด—ം, เด†เดธൂเดค്เดฐเดฃเดตเด•ുเดช്เดช് เดธാംเดธ്เด•ാเดฐിเด•เด•ാเดฐ്เดฏ เด‰เดชเดฆേเดถเด•เดธเดฎിเดคി เด…ംเด—ം .....เดŽเดจ്เดจിเด™്เด™เดจെ เด•േเดฐเดณเดค്เดคിเดจ്เดฑെ เดตിเดฆ്เดฏാเดญ്เดฏാเดธ เดฎുเดจ്เดจേเดฑ്เดฑเดค്เดคിเดจ്เดฑെ เดช്เดฐเดฏാเดฃเด™്เด™เดณിเตฝ เดธ്เดตเดจ്เดคം เด•ൈเดฏൊเดช്เดช്‌ เดชเดคിเดช്เดชിเดš്เดš เด’เดฐു เดต്เดฏเด•്‌เดคിเดค്เดตം เด•ൂเดŸിเดฏാเดฃ് เดถ്เดฐീ เด‡เดณเดฏിเดŸം.


May 6th-เดจ് 2019 -เตฝ London Feltham, Springwest เด…เด•്เด•ാเดกเดฎിเดฏിเตฝ เดตเดš്เดšുเดจเดŸเดค്เดคเดชെเดŸ്เดŸ HOMINEM '19 เดŽเดจ്เดจ เดชเดฐിเดชാเดŸിเด•്เด•ുเดถേเดทം, esSENSE UK-เดฏുเดŸെ 2019 -เดฒേ เดเดฑ്เดฑเดตും เดช്เดฐเดงാเดจเดชെเดŸ്เดŸ เดชเดฐിเดชാเดŸിเดฏാเดฏിเดฐുเด•്เด•ും September-14-เดจ്  เดจเดŸเด•്เด•ുเดจ്เดจ เดฎേเดฒ്เดชเดฑเดž്เดž เดช്เดฐเดญാเดทเดฃเดชเดฐเดฎ്เดชเดฐ. เดฌ്เดฐിเดŸ്เดŸเดจിเดฒെ เดฎเดฒเดฏാเดณി เดธเดฎൂเดนเดค്เดคിเตฝ เดธ്เดตเดคเดจ്เดค്เดฐเดšിเดจ്เดคเดฏെเดฏും, เดฏുเด•്เดคിเดฏെเดฏും, เดธเดฏเตปเดธിเดจെเดฏും เดŠเดจ്เดจിเดชเดฑเดž്เดžുเด•ൊเดฃ്เดŸ്, เดธാเดฎൂเดนിเด• เด‰เดจ്เดจเดฎเดจเดค്เดคിเดจും, เดฎാเดจเดตിเด•เดคเดฏ്เด•്เด•ുเดฎാเดฏി เดจിเดฒเดฏുเดฑเดช്เดชിเด•്เด•ുเด•เดฏാเดฃ് HOMINEM'19-เดฒൂเดŸെ esSENSE UK เดฎുเดจ്เดจോเดŸ്เดŸുเดตเดฏ്เด•്เด•ുเดจ്เดจ เด†เดถเดฏം.


เดฌ്เดฐിเดŸ്เดŸเดจിเดฒെ เดฎเดฒเดฏാเดณി เดธเดฎൂเดนเดค്เดคിเดฒെ เดฏുเดตเดคเดฒเดฎുเดฑเดฏുเดŸെ เดฎുเดจ്เดจോเดŸ്เดŸുเดณ്เดณ เดช്เดฐเดฏാเดฃเดค്เดคിเดจ് เดฌൗเดฆ്เดงിเด•เดŠเตผเดœം เดชเด•เตผเดจ്เดจുเด•ൊเดฃ്เดŸ് esSENSE UK เดฏൂเดŸെ Youth Wing, esSENSE -Y-เดฏുเดŸെ เดจേเดคൃเดค്เดตเดค്เดคിเตฝ, 5 เดฏുเดต เดช്เดฐเดคിเดญเด•เดณുเดŸെ เดช്เดฐเดญാเดทเดฃเด™്เด™เดณും เดฎേเดฒ്เดชเดฑเดž്เดž เดชเดฐിเดชാเดŸിเดฏോเดŸൊเดช്เดชം เดจเดŸเด•്เด•ുเดจ്เดจเดคാเดฏിเดฐിเด•്เด•ും; Nicola Mathew, Elizabeth Mathew, Lexi Amphoma เดŽเดจ്เดจീ เดฏുเดต เดช്เดฐเดญാเดทเด•เตผ, เดฌ്เดฐിเดŸ്เดŸเดจിเดฒെ เดธ്เด•ൂเดณുเด•เดณുเดฎാเดฏിเดš്เดšേเตผเดจ്เดจു Rotary International เดธംเด˜เดŸിเดช്เดชിเดš്เดš Speeking Compatition -เดฒേ Semi-finalist Team เด†เดฃ്. Manas Manumohan เดŽเดจ്เดจ เดฏുเดต เดŽเดดുเดค്เดคുเด•ാเดฐเตป 'Broken Manacles' เดŽเดจ്เดจ เดชുเดธ്เดคเด•เดค്เดคിเดจ്เดฑെ เดฐเดšเดฏിเดคാเดตാเดฃ്.   เดชเดจ്เดค്เดฐเดฃ്เดŸാം เด•്เดฒാเดธ്เดธിเตฝ เดชเด ിเดš്เดšുเด•ൊเดฃ്เดŸിเดฐിเด•്เด•ുเดจ്เดจ เดˆ เดฏുเดตเดช്เดฐเดคിเดญ เดฎเดฒเดฏാเดณി เดธเดฎൂเดนเดค്เดคിเดจ്เดฑെ เด…เดญിเดฎാเดจാเดฏി เดฎാเดฑുเด•เดฏാเดฃ്. Joel Biju เดŽเดจ്เดจ เดฏുเดต Mathamatician, เดฎเดฑ്เดฑൊเดฐു เดช്เดฐเดญാเดทเด•เดจാเดฏിเดฐിเด•്เด•ും; เดจเดฎ്เดฎുเดŸെ เดจിเดค്เดฏ เดœീเดตിเดคเดค്เดคിเตฝ เดฎാเดค്เดคเดฎാเดฑ്เดฑിเด•്เดธിเดจുเดณ്เดณ เดช്เดฐเดธเด•്เดคിเดฏെเดชเดฑ്เดฑിเดฏുเดณ്เดณ เด’เดฐു เด“เตผเดฎเดชെเดŸുเดค്เดคเดฒാเดฏിเดฐിเด•്เด•ും Joel-เดจ്เดฑെ เดธเดฌ്เดœเด•്เดŸ്.

HOMINEM'19 second edition-เดฒൂเดŸെ esSENSE UK . เดŽเดจ്เดจ เดธംเด˜เดŸเดจ เดฌ്เดฐിเดŸ്เดŸเดจിเดฒെ เดฎเดฒเดฏാเดณി เดธเดฎൂเดนเดค്เดคിเดจോเดŸ് เด“เตผเดฎเดชെเดŸുเดค്เดคുเด•เดฏാเดฃ്: เดฎാเดจเดตിเด•เดคเดฏുเดŸെเดฏും เดธ്เดตാเดคเดจ്เดค്เดฐเดšിเดจ്เดคเดฏുเดŸെเดฏും เดตเดดിเด•เตพ เดฎുเดจ്เดจിเดฒുเดฃ്เดŸ്.                     

เดˆ เดธเดฎ്เดฎേเดณเดจเดค്เดคിเดฒേเด•്เด•്‌  เดตിเดจเดฏเดชൂเตผเดตം เดเดตเดฐെเดฏും  เดธ്เดตാเด—เดคം เดšെเดฏ്เดฏുเดจ്เดจു 

เด•ൂเดŸുเดคเตฝ เดตിเดตเดฐเด™്เด™เตพเด•്เด•് เดฌเดจ്เดงเดช്เดชെเดŸുเด• 
Bijumon Chacko - Cardiff(07940190455)
Biju George - Chichester (07397877796), 
Madhu Shanmughan - Newcastle (07921712184), 
Manju Manumohan -London (07791169081), 
Moncy Mathew - Norfolk (07786991078), 
Praveen Kutty - Manchester (07904865697), 
Shiju Xavier - Wales  (07904661934)

Thursday 22 August 2019

Why should you use Apple Card?

The unique thing about the Apple Card itself is that it is titanium and only has your name imprinted on it. There is no signature, card number, expiration date nor security code. It retains a chip and a mag stripe.

It is intended to be mostly used via electronic Apple Pay. When using the physical card you sign digitally not on a paper receipt. The missing info on the card, lack of signature and no need to sign a receipt will likely confuse retailers until they get used to seeing it.

The cash back isn’t that great a deal but it does show up immediately in the Apple Pay Cash card in the digital wallet soon after a transaction.

The big thing is the lack of fees and extreme transparency about your transactions and your debt load and the way a minimum payment is discouraged. It actively trains the user to not carry a balance. Far superior customer experience in managing the card.

The shady way most credit card companies do business and profit at the expense of their customers via fees, delays in posting, as well as cash back or restricted flyer miles or digital cash that can only be spent at their curated store, etc., etc., etc. is why the Apple Card might become very popular. Mainstream credit card companies have been milking consumers for decades. Leaving it to consumers to figure out. So the transparency of the Apple Card experience will in my opinion make a huge difference.

You must have an iPhone to use an Apple Card. So it does add to the Apple walled garden but many of us are already locked in. It’s just that we don’t want to get out. It is a comfy garden.

Tuesday 13 August 2019

เด…เดฑിเดตിเดจ്เดฑ เดตാเด•്เดธിเดจേเดทเตป

เดธเดฎൂเดนเดค്เดคിเตฝ เดตിเดทം เดชเดŸเตผเดค്เดคുเดจ്เดจเดตเตผ เดงാเดฐാเดณം เด‰เดฃ്เดŸ്. เด‡เดคിเตฝ เด•ുเดฑേ เดชേเดฐ്  เดŽเดจ്เดคിเดฒും เดคെเดฑ്เดฑുเด•เตพ เดฎാเดค്เดฐം เด•เดฃ്เดŸെเดค്เดคുเดจ്เดจ เด’เดฐുเดคเดฐം เดฎാเดจเดธിเด•เดฐോเด—ിเด•เตพ เด†เดฃ്. เดชเดฒเดช്เดชോเดดും เดšിเด•ിเดค്เดธിเดš്เดšാเตฝ เดฎാเดฑും ! เด‡เดจി เดฎเดฑ്เดฑൊเดฐു เดตിเดญാเด—เดฎുเดฃ്เดŸ്. เด†เดฐാเดจ്เดฑെ เด…เดฎ്เดฎเด•്เด•് เดญ്เดฐാเดจ്เดค് เดตเดฐുเดฎ്เดชോเตพ เด•เดฒ്เดฒെเดŸുเดค്เดคെเดฑിเดฏുเดจ്เดจเดตเตผ .... เด‡เดตเดฐുเดŸെ เดช്เดฐเดถเดจം เด…เดนเด™്เด•ാเดฐം เดคเดฒเดฏ്เด•്เด•ു เด•േเดฑിเดฏെเดจ്เดจเดคാเดฃ്. เดธ്เดตเดจ്เดคം เด…เดฎ്เดฎเดชെเด™്เด™เดณ്เดฎാเดฐും เดญാเดฐ്เดฏാเดฎเด•്เด•เดณും เดฎുเด™്เด™ിเดš്เดšാเด•ുเดฎ്เดชോเดณും เด‡เดตเดจ്เดฎാเตผ เด†เดธ്เดตเดฆിเด•്เด•ും ..... เด•ാเดฐเดฃം เด…เดช്เดชോเดดും เดžാเตป เดฐเด•്เดทเดช്เดชെเดŸ്เดŸเดฒോ เดŽเดจ്เดจ เดคോเดจ്เดจเตฝ. เด‡เดตเดจ്เดฎാเดฐെ เดšിเด•ിเดค്เดธിเดš്เดšിเดŸ്เดŸും เด•ാเดฐ്เดฏเดฎിเดฒ്เดฒ്เดฏ .... เดฒോเด•เดค്เดคിเดจു เด’เดฐു เด‰เดชเด•ാเดฐเดตുเดฎിเดฒ്เดฒാเดค്เดค เดถเดตเด™്เด™เตพ เด†เดฃിเดตเตผ .


เดฎൂเดจ്เดจാเดฎเดค്เดคെ เดตിเดญാเด—เดค്เดคെ เดจเดฎ്เดฎเตพ เดธൂเด•്เดทിเด•്เด•เดฃം ... เด‡เดตเตผ เดšെเดฏ്เดฏുเดจ്เดจเดคെเดจ്เดคെเดจ്เดจ് เด…เดตเตผเด•്เด•ുเดคเดจ്เดจെ เดจเดจ്เดจാเดฏിเดŸ്เดŸเดฑിเดฏാം. เดชാเดฎ്เดชുเด•เตพ เดชൊเดฒും เดตിเดทം เดšീเดฑ്เดฑുเดจ്เดจเดค് เด†เดนാเดฐเดค്เดคിเดจുเดตേเดฃ്เดŸി เดฎാเดค്เดฐเดฎാเดฃ്. เดชเด•്เดทേ เดˆ เดฎൂเดจ്เดจാเดฎเดค്เดคെ เดœเดจ്เดคുเด•്เด•เตพ เดธเดฎൂเดนเดค്เดคെ เดฎൊเดค്เดคം เดตിเดทเดฎเดฏเดฎാเด•്เด•ുเดจ്เดจ เดคൊเดŸ്เดŸเดŸുเดค്เดคുเดณ്เดณเตปเดฑെ เดคเดฒเดš്เดšോเดฑിเตฝ เดฎเดคเดตിเดทം เดชเดŸเตผเดค്เดคുเดจ്เดจ เดจീเดšเดœാเดคിเดฏാเดฃ്. เด‡เดตเดฑ്เดฑเด•เดณെ เดจിเตผเดฎ്เดฎാเตผเดœ്เดœเดจം เดšെเดฏ്เดฏുเดตാเตป เด’เดฐൊเดฑ്เดฑ เดตเดดിเดฏേเดฏുเดณ്เดณൂ..... เดตเดณเตผเดจ്เดจുเดตเดฐുเดจ്เดจ เด•ുเดŸ്เดŸിเด•เดณിเตฝ เด…เดฑിเดตിเดจ്เดฑെ เดตാเด•്เดธിเดจേเดทเตป เดจเตฝเด•ുเด• เดŽเดจ്เดจുเดณ്เดณเดค്. เด‡เดตเดจ്เดฎാเดฐുเดŸെ เดธเดจ്เดคเดคിเดชാเดฐเดฎ്เดชเดฐเด•เดณെเด•്เด•ൊเดฃ്เดŸു เดคเดจ്เดจെ เดตേเดฃം เด‡เดตเดฑ്เดฑเด•เดณെ เดจിเตผเดฎാเตผเดœเดจം เดšെเดฏ്เดฏുเดตാเตป!


- เด•ൃเดท്เดฃ